Description
CA Risk Analytics prevents CNP fraud in 3D Secure transactions by transparently assessing the risk of a transaction in real-time. It goes beyond traditional risk-based authentication and adaptive authentication techniques by using sophisticated analytics, risk assessment, risk evaluation and behavioral neural network modeling to separate genuine transactions from true fraud and allow cardholders to continue with their purchase without impact.
CA Risk Analytics examines unique authentication data, current and past transactions, user behavior and historical fraud data to evaluate risk. The calculated risk score is then used by your policies to decide whether to allow the purchase, request step-up authentication, send an alert or deny the purchase. The issuer can manage the rules and the model thresholds on-the-fly. A comprehensive case management system allows analysts and customer support representatives to prioritize and take action on cases, query fraud data and manage alerts.